Many taxpayers are unsure whether they need an accountant, a CPA, or neither. The answer depends on your financial situation and tax complexity.
When You Might Not Need One
- Simple W-2 income
- Standard deduction
- No investments or business income
When Professional Help Is Worth It
- Self-employment or freelance income
- Multiple income sources
- Business ownership
- Major life changes
Accountant vs CPA
Both can prepare taxes, but CPAs typically have additional licensing and training. What matters most is experience and accuracy.
Professional guidance often saves more money than it costs.